Nissan of Meridian Lease & Auto Loan Specialists Have a Passion for the Job

Getting car financing options for a new or used vehicle at a dealership shouldn't make you glum. Having been there and done that ourselves, we've made a point of crafting a team of savvy lease and car loan experts, committed to making sure you know exactly what you're getting into - and to making the process as comfortable as possible. That means no pressure. And because our team genuinely loves what they do (making car dreams come true), our customers don't just leave with individualized car loan or Nissan lease rates; they leave happy. 

Ready to apply and learn more?

You can submit the application form online here on our website. Or, if you'd like some face time, visit our new Nissan dealership and auto financing center. We're conveniently located at 1200 North Frontage Rd Meridian, Mississippi, and also proudly serve drivers in the greater Philadelphia, Forest, Hattiesburg and Butler AL.

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Questions and Answers for Shoppers at Nissan of Meridian

If you're like most people, you don't purchase or lease a car or truck very often, and when you do, you usually don't pay cash. In fact, just thinking about financing the purchase or lease of a new or used vehicle can be stressful. At Nissan of Meridian in Meridian, MS, we understand that you need reliable information and friendly professionals committed to guiding you through the process. Let's consider some of the questions you may have.

Do I Need a Certain Credit Score to Get Approved for an Auto Loan?

Your credit score is a major factor in determining whether you'll be approved for a car loan. Whether you borrow from the dealership or a bank, the lender will run a credit check on you as part of the process. You'll need a credit score of at least 661 to get a loan at a favorable interest rate. You can get approved with a lower credit score, as long as you are willing to pay a higher interest rate.

How Much Cash Do I Need for a Down Payment?

Your down payment can affect your loan in several ways, including the monthly payment amount, interest rate, and repayment terms. The down payment can include cash, the trade-in value of the vehicle you drive now, or a combination of the two. When purchasing a new car, you should try to cover at least 20% of the purchase price. For a used car, a 10% down payment should suffice.

Should I Get Pre-approved for an Auto Loan or Lease Before Shopping?

Getting preapproved helps you establish a budget by showing how much you can borrow and at what interest rate. Be sure to consider any down payment and trade-in amounts that may affect the purchase price.

How Does Trading in My Used Vehicle Work at a Dealership?

Essentially, you are selling your current vehicle to the dealership to cover part of the purchase price of the new car. This streamlines the process, but you may receive more money for it if you sell it to a private party. You'll have to decide whether the convenience is worth the difference in price.

When you're ready, just submit our convenient, secure, online application form and one of our friendly, professional experts in our finance center will get in touch with you shortly. You're also welcome to contact us online or by phone and set an appointment to meet with us in person. Either way, you need to come visit our dealership to test drive your next Nissan vehicle!

Your privacy is important to us.

Nissan of Meridian takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Nissan of Meridian

1106 North Frontage Rd
Directions Meridian, MS 39302

  • Sales: (601) 481-2320
  • Service: (601) 481-2320
  • Parts: (601) 481-2320


  • Monday 8:00am-6:00pm
  • Tuesday 8:00am-6:00pm
  • Wednesday 8:00am-6:00pm
  • Thursday 8:00am-6:00pm
  • Friday 8:00am-6:00pm
  • Saturday 9:00am-5:00pm
  • Sunday Closed